Frequently asked questions
  1. Are car loans available at banks and credit unions right now?
    Yes, you can get a car loan directly from a bank or credit union.
  2. Are car loans available at new auto dealerships right now?
    Yes, the dealership can get you a car loan from a bank or a credit union.
  3. Where can dealerships get car loans from?
    Dealerships can get car loans from banks, credit unions and other lenders like automaker credit finance companies.
  4. What if my bank turned me down?
    Dealerships can use their diversified loan portfolios with many lenders to choose from to find you a loan for a new or used auto.
  5. Is this really a great time to buy a car or truck from a new auto dealer?
    Yes, because interest rates are extremely low, some 0% financing is available, there are large factory rebates, end of year savings and gas prices are falling close to $2.00 per gallon.
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